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Should You Hold Cash Waiting for the Market to Crash?

The idea of keeping “dry powder” cash on the sidelines waiting for the perfect moment to invest sounds smart.

Many investors believe they can step aside during uncertain markets and jump back in when prices fall. But there’s a major problem with that strategy. You never know when the market’s best days will occur, and missing just a few of them can dramatically reduce your long-term wealth.

On Financial Detox, Jason and Alex break down the real cost of holding too much cash, why timing the market rarely works, and what the data actually shows about staying invested.

If you’ve been wondering whether you should move to cash and wait for a better entry point, this episode will help you understand why patience, discipline, and a well-constructed portfolio usually outperform trying to time the market.

 

 

If you'd like help evaluating how much cash you should hold, how your portfolio is positioned for long-term growth, or how your investments align with your financial plan, schedule a no-cost, no-obligation consultation with our team:

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